Additional coverages through Hagerty
Insurance policies provided through Hagerty include coverages for collectors that standard car insurers don’t offer.
Cherished Salvage® coverage
At Hagerty, we know your collector vehicle is filled with years of love, work, memories and stories that can’t be replaced. That’s why if the worst happens — a total loss — Cherished Salvage allows you to keep your vehicle — and still receive your full agreed-upon value.*
Evacuation Expense coverage
Ease your mind and get out safely with Evacuation Expense coverage through Hagerty. Evacuation expense coverage reimburses 50% of reasonable expenses incurred in moving the vehicle during a covered emergency evacuation.***
Vehicle Under Construction coverage
Because the process of restoring a collector vehicle is a significant part of the hobby, we are happy to offer coverage for vehicles that are being “actively” restored. Vehicle Under Construction coverage automatically increases your vehicle's Guaranteed Value™ every 3 months, up to a maximum increase of $25,000. It also provides $250 in automotive tools coverage. An applicant must demonstrate that the vehicle is being actively restored. Good photographs and restoration details will help verify an active restoration.**
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*Certain vehicles (i.e. Modifieds) may require an appraisal. In the event of a covered total loss, Guaranteed Value coverage ensures your client receives every cent of their car’s insured value, less any deductibles and/or salvage value if retained (BC, MB & SK: and after settlement with government policy). AB & QC: Agreed value applies under the Guaranteed Value Plus Endorsement.
**Flexible usage means Hagerty encourages owners to enjoy their vehicles with leisurely weekend drives, trips to the movies, attending car events and cruises. Leisure use does not mean use for daily driving to and from work or school, routine shopping, etc.
Hagerty Canada, LLC policies are underwritten by Elite Insurance Company. Some coverage not available in all provinces. This is a general description of coverage. All coverage subject to policy provisions, exclusions, and endorsements. Hagerty determines final risk acceptance. Hagerty, Cherished Salvage, Guaranteed Value & Hagerty Valuation Tools are registered trademarks of the Hagerty Group LLC, ©2023 The Hagerty Group, LLC. All Rights Reserved. The Hagerty Group, LLC is a wholly owned subsidiary of Hagerty, Inc.