Insurance products
Collector truck and SUV insurance
Your collector truck deserves to be protected, with insurance coverage created specifically for the way it’s used.
Benefits of truck insurance
Guaranteed Value™ coverage
First, we will agree on the value of your classic truck or SUV, usually with no appraisal required. In the event of a covered total loss, you’ll receive all of the agreed insured value.*
Flexible usage
With flexible usage, owners get to enjoy their vehicles with weekend drives, trips to the movies, attending car events and cruises.** Hauling and towing can even be considered on a limited basis.
Optional coverages
Hagerty offers additional coverages tailored to enthusiasts, including the ability to protect your truck during all stages of construction, whether you’re restoring, building, or just modifying.
Qualifying for truck insurance
Classic trucks and SUVs must meet the following requirements:
- 15 years and older
- Vehicles in good or better condition
- Vehicles under restoration may be considered
- Minimum value $3,500
- We can consider limited towing and hauling
- Extreme off-road modifications such as brush guards, roll bars, tool boxes and lift kits with large off-road tires will not be accepted
Get insurance that works for you
Call, email, or visit us online today for a quick quote.
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*Certain vehicles (i.e. Modifieds) may require an appraisal. In the event of a covered total loss, Guaranteed Value coverage ensures your client receives every cent of their car’s insured value, less any deductibles and/or salvage value if retained (BC, MB & SK: and after settlement with government policy). AB & QC: Agreed value applies under the Guaranteed Value Plus Endorsement.
**Flexible usage means Hagerty encourages owners to enjoy their vehicles with leisurely weekend drives, trips to the movies, attending car events and cruises. Leisure use does not mean use for daily driving to and from work or school, routine shopping, etc.
Hagerty Canada, LLC policies are underwritten by Elite Insurance Company. Some coverage not available in all provinces. This is a general description of coverage. All coverage subject to policy provisions, exclusions, and endorsements. Hagerty determines final risk acceptance. Hagerty, Cherished Salvage, Guaranteed Value & Hagerty Valuation Tools are registered trademarks of the Hagerty Group LLC, ©2023 The Hagerty Group, LLC. All Rights Reserved. The Hagerty Group, LLC is a wholly owned subsidiary of Hagerty, Inc.