Insurance products
1990 and newer collector vehicles
If you own a vehicle model year 1990 or newer you may qualify for collector insurance.
Qualifying for collector insurance
Vehicles must meet the following requirements:
- An extra vehicle, not for primary use
- Vehicle must be in very good or better condition
- Vehicle must hold a minimum value of $3,500
- Used for pleasure driving not regular commuting, ex. shows, scenic drives, occasional drives to work, etc.
- Protected, preferably in a garage, but carport and driveway allowed in many areas.
Examples
- Limited or special edition models
- Supercars/exotics or imports
- Special interest vehicles
Benefits of collector car insurance through Hagerty
Insurance policy features
Our insurance policies that we offer were created for car lovers like us — who want the freedom to take the road less traveled in vehicles that aren’t driven every day.
Guaranteed Value™ coverage
We use our industry–leading tools to help you determine the true value of your classic, then create a guaranteed, agreed value policy that covers it. Plus, we almost never require an appraisal.*
Low annual premiums
We only protect collectible vehicles that are not driven daily, so insurance policies through Hagerty provide better coverage at significantly lower prices than standard insurers.
Flexible usage
Whether you're headed to a show, parade, or the beach, you're protected.** Your collectible is fun to drive, so why not hit the road?
Hagerty offers additional coverages to protect your collector vehicle even further.
Get insurance that works for you
Call, email, or visit us online today for a quick quote.
Not in Quebec?Go to Hagerty Canada home
*Certain vehicles (i.e. Modifieds) may require an appraisal. In the event of a covered total loss, Guaranteed Value coverage ensures your client receives every cent of their car’s insured value, less any deductibles and/or salvage value if retained (BC, MB & SK: and after settlement with government policy). AB & QC: Agreed value applies under the Guaranteed Value Plus Endorsement.
**Flexible usage means Hagerty encourages owners to enjoy their vehicles with leisurely weekend drives, trips to the movies, attending car events and cruises. Leisure use does not mean use for daily driving to and from work or school, routine shopping, etc.
Hagerty Canada, LLC policies are underwritten by Elite Insurance Company. Some coverage not available in all provinces. This is a general description of coverage. All coverage subject to policy provisions, exclusions, and endorsements. Hagerty determines final risk acceptance. Hagerty, Cherished Salvage, Guaranteed Value & Hagerty Valuation Tools are registered trademarks of the Hagerty Group LLC, ©2023 The Hagerty Group, LLC. All Rights Reserved. The Hagerty Group, LLC is a wholly owned subsidiary of Hagerty, Inc.