Insurance products
Collector and classic car insurance
Our deep knowledge of cars and their owners lets us offer you better classic car insurance coverage for less.
Benefits of collector car insurance through Hagerty
Insurance policy features
Our insurance policies were created for car lovers like us — who want the freedom to take the road less traveled in vehicles that aren’t driven every day.
Guaranteed Value™ coverage
We use our industry–leading tools to help you determine the true value of your classic, then create a guaranteed, agreed value policy that covers it. Plus, we almost never require an appraisal.*
Low annual premiums
We only protect collectible vehicles that are not driven daily, so insurance policies through Hagerty provide better coverage at significantly lower prices than standard insurers.
Flexible usage
Whether you're headed to a show, parade, or the beach, you're protected.** Your collector car is fun to drive, so why not hit the road?
It's all in the details
We've fine-tuned our policy to what automotive enthusiasts need.Included with every policy:
- $1,000 for spare parts, $500 for car covers
- Up to $2,000 for reward and recovery assistance if vehicle is stolen
- No deductible for glass repairs
- Automatic New Ride coverage up to $50,000 for new collector vehicle purchases
Hagerty offers additional coverages to protect your collector vehicle even further.
Get insurance that works for you
Call, email, or visit us online today for a quick quote.
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*Certain vehicles (i.e. Modifieds) may require an appraisal. In the event of a covered total loss, Guaranteed Value coverage ensures your client receives every cent of their car’s insured value, less any deductibles and/or salvage value if retained (BC, MB & SK: and after settlement with government policy). AB & QC: Agreed value applies under the Guaranteed Value Plus Endorsement.
**Flexible usage means Hagerty encourages owners to enjoy their vehicles with leisurely weekend drives, trips to the movies, attending car events and cruises. Leisure use does not mean use for daily driving to and from work or school, routine shopping, etc.
Hagerty Canada, LLC policies are underwritten by Elite Insurance Company. Some coverage not available in all provinces. This is a general description of coverage. All coverage subject to policy provisions, exclusions, and endorsements. Hagerty determines final risk acceptance. Hagerty, Cherished Salvage, Guaranteed Value & Hagerty Valuation Tools are registered trademarks of the Hagerty Group LLC, ©2023 The Hagerty Group, LLC. All Rights Reserved. The Hagerty Group, LLC is a wholly owned subsidiary of Hagerty, Inc.